[{"data":1,"prerenderedAt":121},["ShallowReactive",2],{"blog-posts-en":3},{"posts":4,"fallback":120},[5,18,31,43,54,66,78,89,100,110],{"path":6,"slug":7,"key":8,"title":9,"description":10,"date":11,"tags":12,"icon":16,"minutes":17},"/blog/en/scan-receipts-without-cloud","scan-receipts-without-cloud","kassabon-scannen-ohne-cloud","Scan Receipts Without a Cloud Reading Along: How a Private Receipt Scanner Works","Most receipt scanners send the photo to the cloud. Why that's risky for shopping receipts, and how a scan can run entirely on the phone, RKSV QR code included.","2026-10-18T00:00:00.000Z",[13,14,15],"Receipt Scanner","Privacy","Austria","lucide:receipt",6,{"path":19,"slug":20,"key":21,"title":22,"description":23,"date":24,"tags":25,"icon":29,"minutes":30},"/blog/en/couples-money-models","couples-money-models","gemeinsame-finanzen-paar","Managing Money as a Couple: 3 Models That Work in Everyday Life","Everything shared, everything separate, or something in between? Three proven ways for couples to handle money, and how to split costs fairly without arguing.","2026-10-11T00:00:00.000Z",[26,27,28],"Couples","Family","Household","lucide:heart-handshake",5,{"path":32,"slug":33,"key":34,"title":35,"description":36,"date":37,"tags":38,"icon":42,"minutes":30},"/blog/en/fixed-costs-check","fixed-costs-check","fixkosten-check-abos-finden","The Fixed Costs Check: How to Find Forgotten Subscriptions and Contracts","Streaming, gym, phone plan, insurance: fixed costs creep in. This five-step fixed costs check finds what is no longer needed and cuts it for good.","2026-10-04T00:00:00.000Z",[39,40,41],"Fixed costs","Subscriptions","Saving","lucide:repeat",{"path":44,"slug":45,"key":46,"title":47,"description":48,"date":49,"tags":50,"icon":53,"minutes":30},"/blog/en/weekly-grocery-cost","weekly-grocery-cost","was-kostet-der-wocheneinkauf","What Does the Weekly Shop Really Cost? Here's How to Find Out","Groceries are the biggest variable expense for many households. How to find out where the supermarket money really goes, and how to save without eating worse.","2026-09-27T00:00:00.000Z",[51,52,41],"Groceries","Shopping","lucide:shopping-basket",{"path":55,"slug":56,"key":57,"title":58,"description":59,"date":60,"tags":61,"icon":65,"minutes":17},"/blog/en/category-budgeting-safe-to-spend","category-budgeting-safe-to-spend","budget-nach-kategorien-planen","Budgeting by Category: How Much Is Still Safe to Spend This Month?","Category budgets answer the everyday question: how much is left? Set realistic limits from real numbers, start the budget month on payday and handle overspending calmly.","2026-09-20T00:00:00.000Z",[62,63,64],"Budgeting","Budget Book","Everyday Money","lucide:gauge",{"path":67,"slug":68,"key":69,"title":70,"description":71,"date":72,"tags":73,"icon":77,"minutes":17},"/blog/en/track-your-net-worth","track-your-net-worth","vermoegen-im-blick-behalten","The Whole Net Worth in View: Accounts, Gold, Crypto and Property","Bank accounts, gold, silver, crypto, a car or a flat: how to work out net worth, what XIRR returns mean and how to keep an allocation calmly on track.","2026-09-13T00:00:00.000Z",[74,75,76],"Net Worth","Investments","Overview","lucide:gem",{"path":79,"slug":80,"key":81,"title":82,"description":83,"date":84,"tags":85,"icon":88,"minutes":30},"/blog/en/savings-goals-that-work","savings-goals-that-work","sparziele-erreichen","Savings Goals That Actually Get Reached: Specific, Automatic, Visible","Saving rarely fails for lack of willpower. It fails on vague goals. Set specific savings goals, save automatically, round up and keep going when life gets busy.","2026-09-06T00:00:00.000Z",[41,86,87],"Savings Goals","Habits","lucide:target",{"path":90,"slug":91,"key":92,"title":93,"description":94,"date":95,"tags":96,"icon":99,"minutes":17},"/blog/en/track-money-lent-to-friends","track-money-lent-to-friends","geld-verleihen-freunde-familie","Money Lent, Money Borrowed: Keep Track Without the Awkwardness","Lending money to friends, family or a flatmate? How to note who owes what, agree a simple repayment plan, track partial payments and talk about it kindly.","2026-08-30T00:00:00.000Z",[97,98,76],"Debt","Personal Loans","lucide:hand-coins",{"path":101,"slug":102,"key":103,"title":104,"description":105,"date":106,"tags":107,"icon":109,"minutes":17},"/blog/en/year-end-money-review","year-end-money-review","finanz-jahresrueckblick","The Year-End Money Review: One Calm Hour Between Christmas and New Year","Where did the money go, what was a surprise, which goals were reached? How to do a calm year-end money review in one hour, without self-criticism.","2026-08-23T00:00:00.000Z",[108,76,87],"Year in Review","lucide:calendar-check",{"path":111,"slug":112,"key":113,"title":114,"description":115,"date":116,"tags":117,"icon":119,"minutes":17},"/blog/en/christmas-budget-planning","christmas-budget-planning","weihnachtsbudget-planen","Planning a Christmas Budget: A Calm December Without the January Shock","Gifts, mulled wine, travel, the big dinner: December adds up fast. How to plan a calm Christmas budget and start the new year without a nasty surprise.","2026-08-16T00:00:00.000Z",[62,118,41],"Christmas","lucide:gift",false,1792860158777]