01
Move it on payday
A standing order for the day after the salary lands. Saving becomes automatic instead of a monthly decision.
Savings goal calculator
How long until the goal?
Name a goal, add what's already saved, and see either the monthly amount it takes – or the month it's reached.
- No sign-up
- Stays on this device
- Free
Saving for
€
€
Reach it in
1 year · Oct 2027
Interest Optional – e.g. a savings account, per year
0 %
Make it stick
Four things that make goals actually happen.
02
Give it its own place
A separate account or sub-account keeps goal money from blending into everyday spending.
03
Give it a name
"Lisbon in May" beats "savings". A concrete goal is easier to protect when a spontaneous purchase tempts.
04
Top up with small wins
A refund, a birthday gift, the money not spent on a cancelled plan – straight into the goal.
Watch the goal fill up.
In Money Koi, every savings goal gets its own progress bar – and each transfer moves it a little closer. On the phone, without a bank login.
Get it onGoogle PlayComing soonApp Store